LDI
loanDepot, Inc.
Stand aside — price below the 200DMA — no long regime. (+4 more)
No Long Regime
XLF
sector confirmed
no CFO purchase$430,861 other insiders (1)
1 insider(s)
net purchase ratio +1.00
buy date unknown
36
conviction / 100
-0.4 since 26 Aug
38.2
technical / 100
$0–$0
No trade / watch only · Hard gate breached.
Regime clarity1.5
Sponsorship / positioning7.0
Volatility behaviour13.0
Catalyst alignment (insider)5.0
Cross-asset confirmation9.1
Stand aside — hard gate breached
- Price below the 200DMA — no long regime.
- 200DMA is not rising — regime not clear.
- 50DMA is not rising.
- Overlapping range behaviour — efficiency ratio 0.11 vs the 0.15 threshold (violent whipsaw, not a quiet range — the last pullback was 50% deep. Huge travel, no net progress).
- Price $1.00 below the $5.00 floor.
Last
1.00
Add above
1.19
Cut below
0.85
50DMA
1.04
200DMA
1.71
LDI — daily, 14 months
XLF — sector ETF, daily, 14 months
Pillar detail, thesis support and invalidation
Regime clarity
What strengthens the thesis
- price BELOW 200DMA
- 200DMA flat/falling
- 50DMA flat/falling
- partial HH/HL structure
- efficiency ratio 0.11 (overlapping)
- OBV 50d slope -0.447 avg-daily-volumes/bar
- price/volume history is NOT one continuous security — a single 32% session gap. A conversion, large secondary or stock merger changes the share count, so the 200DMA averages two capital structures and OBV sums two different securities. Read this pillar with suspicion.
- thin tape — $2.3m median daily turnover. OBV on a name this size is a handful of block trades, not a read on institutional sponsorship
- no OBV divergence at highs
- OBV fell through last pullback
- last pullback 49.5% deep
- no wide downside expansion bars (30d)
- ATR contracting vs 20d mean
- single insider — no cluster (1 CEO)
- net purchase ratio +1.00 (1 buying vs 0 selling)
- NO CFO purchase in the window — the CFO-specific terms score zero
- other insiders bought $430,861 (1 CEO) — counted through cluster breadth and net buying only
- no CFO buy to date — recency not scored
- closest sector ETF: XLF
- XLF above rising 200DMA (sector-led)
- XLF vs SPY 6m: -0.6 pts
- stock vs XLF RS (3m/6m avg): -49.0 pts
- A confirmed higher high above 1.19 on expanding OBV.
- Pullbacks that hold the rising 50DMA with flat-to-rising OBV.
- XLF extending its own trend while the stock holds relative strength.
- The 50DMA turning up would restore regime clarity.
- Loss of the rising 50DMA (1.04) with expanding volatility — reduce.
- Breakdown below the prior structural base (0.85) — exit, no averaging down.
- OBV divergence during a price acceleration — reduce.
- Sector ETF losing its own 200DMA — remove capital regardless of stock behaviour.
- CFO: —
- 0 CFO purchase(s), $0 total; last filed 2026-08-26 16:30:20
- Market cap $392,016,768 · 20d avg dollar volume $2,493,448
Net buying across the insider group.
| Open-market purchases | $430,861 |
| Open-market sales | $0 |
| Sales after option exercise | $0 |
| Distinct buyers / sellers | 1 / 0 |
| Net purchase ratio | +1.00 |
| Net purchase ratio, excl. option-exercise sales | +1.00 |
No CFO purchase here — 1 purchase(s) by other insiders worth $430,861. These count toward cluster breadth and net buying, not the CFO-specific terms.
| Trade date | Insider | Shares | Price | Value | Price now vs buy |
|---|---|---|---|---|---|
| 24 Aug 2026 | Hsieh Anthony LiCEO | 471,466 | $0.91 | $430,861 | +10.4% |
8 material events; 3 taken well, 2 badly; last earnings 04 Aug: neutral (-2.8%).
| Session | Filing | Event | Gap | Day | vs SPY | Vol | +5d | Read |
|---|---|---|---|---|---|---|---|---|
| 21 Aug 26 | 8-K | Listing / compliance issue; Regulation FD disclosure | -0.3% | +2.6% | +2.2% | 0.3x | — | Rewarded |
| 06 Aug 26 | 10-Q | Quarterly report | -1.0% | -9.5% | -9.4% | 2.1x | +0.5% | Punished |
| 04 Aug 26 | 8-K · earnings | Results of operations (earnings); Regulation FD disclosure | +1.9% | -2.8% | -4.6% | 1.7x | -18.8% | Neutral |
| 08 Jun 26 | 8-K | Material event | +0.8% | -4.2% | -4.5% | 1.1x | +7.1% | Absorbed |
| 15 May 26 | 8-K | Material agreement | -3.0% | -5.3% | -4.1% | 0.8x | +0.0% | Punished |
| 07 May 26 | 10-Q | Quarterly report | -0.7% | +0.7% | +1.0% | 1.1x | -6.4% | Neutral |
| 05 May 26 | 8-K · earnings | Results of operations (earnings); Regulation FD disclosure | +1.3% | -1.3% | -2.1% | 0.9x | -16.1% | Neutral |
| 30 Apr 26 | 8-K | Material agreement; Agreement terminated; Material obligation created | -0.7% | +2.6% | +1.7% | 0.5x | -9.0% | Rewarded |